Friday, May 24, 2013

BELLAVITA ALAMINUS BY AYALA LAND









Reservation

Here are some steps you can follow in owning your dream home at BellaVita Alaminos!
  1. Talk to us the Accredited Agent (RISE AND SHINE REALTY,INC) or contact us or text on our mobile no.09393793021 smart/ 09062783440 globe to further explain the project to you. 
  2. Choose the Model Unit and Block and Lot according to your preference
  3. We will give or send a sample computation according to the terms indicated and your capacity to pay
  4. Reserve a unit for only P2,500 and sign the Reservation Agreement.
  5. Documents should be sent to the developer within a month, payment of equity is after 1 month from the date of Reservation, either thru Post dated Checks or Auto Debit Application at BPI.
Composition of Other Charges

•Real Property Tax (RPT) on Land and Building
•Registration Fees
•Transfer Tax
•Documentary Stamps
•Meralco Connection
•Water Connection

Documentation

The documents you will forward to BellaVita Land Corp., depends on your employment status: 

Locally Employed
  • Current 3 months payslip
  • Income Tax Return
  • Certificate of Employment & Compensation
  • 2 Valid Id, Tin ID, Company ID
  • Proof of Billing
  • 4 pcs 1x1 picture
  • Birth or Marriage Certificate
  • MSVS – Pag-ibig
  • Postdated checks for the Equity - payable to BellaVita Land Corp.

Conditions for UNIT TURN-OVER (TO)
  • Constructed House (6 months construction)
    • Good Payment Record
    • Loan Take out (for financing Terms)
    • Signed TO Agreement

    Deed Of Restrictions – Ayala Property Management Corp. (APMC)
    1.Rules on Expansion – horizontal expansion for end units
    2.Fencing – 1 meter concrete, 1 meter grills
    3.Deep well – not allowed
    4.Pets – Maximum 3 domesticated pets, not allowed to go astray
    5.Generator – installed in a separate housing enclosure. Noise level limit is 75 decibels.
    6.Satellite Dish – yes w/ clearance to APMC
    7.Store – only if they bought store lots.

    All improvement plans will be submitted to APMC at least 30 days, APMC shall approve all deny palns w/in 21 days

    Move in & Deed of Restrictions

    Conditions to START HOUSE CONSTRUCTION
    • Complete Land Development
    • Complete Documents and payments of DP
    • Release of Notice to Construct



Wednesday, May 1, 2013

JOB POST LIPA GROUP


Knowledge, Experience, Education Required for: "Real Estate Sales Agent"

1) Customer and Personal Service -- Knowledge of principles and processes for providing customer and personal services. This includes customer needs assessment, meeting quality standards for services, and evaluation of customer satisfaction.

2) Sales and Marketing -- Knowledge of principles and methods for showing, promoting, and selling products or services. This includes marketing strategy and tactics, product demonstration, sales techniques, and sales control systems.

3) Clerical -- Knowledge of administrative and clerical procedures and systems such as word processing, managing files and records, stenography and transcription, designing forms, and other office procedures and terminology.

4) Administration and Management -- Knowledge of business and management principles involved in strategic planning, resource allocation, human resources modeling, leadership technique, production methods, and coordination of people and resources.

5) English Language -- Knowledge of the structure and content of the English language including the meaning and spelling of words, rules of composition, and grammar.

6) Economics and Accounting -- Knowledge of economic and accounting principles and practices, the financial markets, banking and the analysis and reporting of financial data.

7) Law and Government -- Knowledge of laws, legal codes, court procedures, precedents, government regulations, executive orders, agency rules, and the democratic political process.

8) Building and Construction -- Knowledge of materials, methods, and the tools involved in the construction or repair of houses, buildings, or other structures such as highways and roads.

Abilities Needed for: "Real Estate Sales Agent"

1) Oral Expression -- The ability to communicate information and ideas in speaking so others will understand.

2) Oral Comprehension -- The ability to listen to and understand information and ideas presented through spoken words and sentences.

3) Written Comprehension -- The ability to read and understand information and ideas presented in writing.

4) Near Vision -- The ability to see details at close range (within a few feet of the observer).

5) Inductive Reasoning -- The ability to combine pieces of information to form general rules or conclusions (includes finding a relationship among seemingly unrelated events).

6) Speech Recognition -- The ability to identify and understand the speech of another person.

7) Speech Clarity -- The ability to speak clearly so others can understand you.

8) Deductive Reasoning -- The ability to apply general rules to specific problems to produce answers that make sense.

9) Written Expression -- The ability to communicate information and ideas in writing so others will understand.

10) Problem Sensitivity -- The ability to tell when something is wrong or is likely to go wrong. It does not involve solving the problem, only recognizing there is a problem.

11) Information Ordering -- The ability to arrange things or actions in a certain order or pattern according to a specific rule or set of rules (e.g., patterns of numbers, letters, words, pictures, mathematical operations).

12) Flexibility of Closure -- The ability to identify or detect a known pattern (a figure, object, word, or sound) that is hidden in other distracting material.

13) Far Vision -- The ability to see details at a distance.

14) Category Flexibility -- The ability to generate or use different sets of rules for combining or grouping things in different ways.

15) Fluency of Ideas -- The ability to come up with a number of ideas about a topic (the number of ideas is important, not their quality, correctness, or creativity).

16) Originality -- The ability to come up with unusual or clever ideas about a given topic or situation, or to develop creative ways to solve a problem.

17) Mathematical Reasoning -- The ability to choose the right mathematical methods or formulas to solve a problem.

18) Perceptual Speed -- The ability to quickly and accurately compare similarities and differences among sets of letters, numbers, objects, pictures, or patterns. The things to be compared may be presented at the same time or one after the other. This ability also includes comparing a presented object with a remembered object.

19) Selective Attention -- The ability to concentrate on a task over a period of time without being distracted.

Skills Needed for: "Real Estate Sales Agent

1) Active Listening -- Giving full attention to what other people are saying, taking time to understand the points being made, asking questions as appropriate, and not interrupting at inappropriate times.

2) Time Management -- Managing one's own time and the time of others.

3) Negotiation -- Bringing others together and trying to reconcile differences.

4) Speaking -- Talking to others to convey information effectively.

5) Reading Comprehension -- Understanding written sentences and paragraphs in work related documents.

6) Coordination -- Adjusting actions in relation to others' actions.

7) Mathematics -- Using mathematics to solve problems.

8) Service Orientation -- Actively looking for ways to help people.

9) Social Perceptiveness -- Being aware of others' reactions and understanding why they react as they do.

10) Writing -- Communicating effectively in writing as appropriate for the needs of the audience.

11) Monitoring -- Monitoring/Assessing performance of yourself, other individuals, or organizations to make improvements or take corrective action.

12) Judgment and Decision Making -- Considering the relative costs and benefits of potential actions to choose the most appropriate one.

13) Active Learning -- Understanding the implications of new information for both current and future problem-solving and decision-making.

14) Critical Thinking -- Using logic and reasoning to identify the strengths and weaknesses of alternative solutions, conclusions or approaches to problems.

15) Learning Strategies -- Selecting and using training/instructional methods and procedures appropriate for the situation when learning or teaching new things.

16) Management of Financial Resources -- Determining how money will be spent to get the work done, and accounting for these expenditures.

17) Complex Problem Solving -- Identifying complex problems and reviewing related information to develop and evaluate options and implement solutions.

Real Estate Sales Agent Basic Job Description

1) Present purchase offers to sellers for consideration.

2) Confer with escrow companies, lenders, home inspectors, and pest control operators to ensure that terms and conditions of purchase agreements are met before closing dates.

3) Interview clients to determine what kinds of properties they are seeking.

4) Prepare documents such as representation contracts, purchase agreements, closing statements, deeds and leases.

5) Coordinate property closings, overseeing signing of documents and disbursement of funds.

6) Act as an intermediary in negotiations between buyers and sellers, generally representing one or the other.


7) Getting Information -- Observing, receiving, and otherwise obtaining information from all relevant sources.

8) Performing for or Working Directly with the Public -- Performing for people or dealing directly with the public. This includes serving customers in restaurants and stores, and receiving clients or guests.

9) Communicating with Persons Outside Organization -- Communicating with people outside the organization, representing the organization to customers, the public, government, and other external sources. This information can be exchanged in person, in writing, or by telephone or e-mail.

10) Making Decisions and Solving Problems -- Analyzing information and evaluating results to choose the best solution and solve problems.

11) Identifying Objects, Actions, and Events -- Identifying information by categorizing, estimating, recognizing differences or similarities, and detecting changes in circumstances or events.

12) Interacting With Computers -- Using computers and computer systems (including hardware and software) to program, write software, set up functions, enter data, or process information.

Difference Between a Real Estate Broker and an Agent

There are so many types of sales agent that even agents confuse themselves sometimes. To stand out in a crowd, some agents add titles after their names. They could be an associate, a real estate consultant or a REALTOR, but they are all real estate agents.
Agents who give real estate advice must have a real estate license. Most states maintain an online site where consumers can look up an agent's name, get a license number and check on violations filed against an agent.
Here are definitions of the various types of real estate agents that you are likely to encounter:

Real Estate Broker

A real estate broker generally has more education than an agent, but not always. In California, for example, there are three ways to get a broker's license.
  • Individuals who have a four-year degree and have completed eight college-level real estate courses can qualify to take the broker's real estate exam.
  • Without a four-year degree the Department of Real Estate requires applicants to have:
  1. Two years of real estate sales experience, and
  2. Completion of eight college-level real estate courses.
  • Lawyers who belong to the bar are exempt from the college-level course requirements, but must pass the exam.
A real estate broker can work independently and / or hire real estate salespersons. The broker's exam is generally longer and more difficult than a salesperson's exam. Brokers are held to higher standards of knowledge.

Broker Associate

A broker associate is a real estate broker who works for another real estate broker. Although the broker could work for himself / herself, many choose to join a larger real estate network. Some pay a flat fee to the employing broker, and others earn a percentage of each transaction.

Real Estate Agent

Agents are licensed salespersons. They are not real estate brokers. A real estate agent must work for an employing broker and cannot work independently. Brokers are responsible for their real estate agents' actions.
Requirements for a real estate salesperson license vary from state to state. In California, applicants need to be at least 18 years old and to have successfully completed three college-level courses in real estate. State residency is not a requirement.

REALTOR can be a real estate broker or a real estate agent. It is a title that means the individual belongs to the National Association of REALTORS , subscribes to its extensive Code of Ethics and pays annual dues. 

Members of NAR also belong to state and local trade associations. Complaints against a REALTOR® can be filed with the local board.

Listing Agent are also known as seller's agents because they represent the seller. A listing agent can be a real estate broker or a real estate agent. These types of agents owe a fiduciary responsibility to the seller under a listing agreement and must protect that interest.

Buyer's Agent is known as a selling agent (not to be confused with a seller's agent), a buying agent or, in some states, an exclusive buyer's agent. Exclusive buyer's agents never work for sellers. Many agents, however, work with both sellers and buyers, although not usually in the same transaction. Buyer's agents may or may not require a buyer to sign a buyers broker agreement, depending on local custom.

Dual Agent when they represent both the seller and the buyer. Dual agency can happen even if the there are two agents involved -- a listing agent and a buyer's agent -- if both agents work for the same broker. That's because it is the real estate broker who creates agency. 

Transaction Agent listing agents who find themselves in the position of writing an offer for the buyer may choose to become a transaction agent. This agent does not represent either party but simply facilitates the transaction.


Reasons to Sell your house Before You Buy?

It's Your Dream Home.

This is an emotional decision. As much as many buyers might want to be logical and analytical, people who let their hearts rule are not. Real estate is an emotional business anyway, so those who fixate on owning a certain type of home may as well buy it when they first spot it. For some, money is no object. Fortunately, these types of buyers rarely look back, but keep their sights set on the horizon, on moving forward, and they don't regret making emotional decisions. They want what they want, and they get what they want.

Homeowners who are planning to move up often wrestle with the dilemma: "Should we sell first or buy first?" You'll find plenty of agents advising you to buy before you sell, but that's rarely in your best interest. It's in the agent's best interest because if you buy, you will need to sell, and the agent will be guaranteed two sales, regardless of how much it cost you to do it this way.
If you decide to sell first and then buy but, say, your home doesn't sell or it attracts very low offers that you do not want to accept, the agent will get nothing. Think about it.
Of course, which comes first, the chicken or the egg, depends on the market -- is it a buyer's or a seller's market -- and your personal motivation. However, for most sellers and buyers, the smart thing to do is to sell before you buy.

Reasons to Sell First and Then Buy

  • Ability to Negotiate.
    By selling first, you have the luxury of time. You don't have to take the first offer that comes along because you already have a place to live. It's called your home.
  • Higher Sales Price.
    Sellers who aren't under pressure to sell often obtain higher sales prices because buyers realize the sellers are not desperate. Nothing yells "discount your offer" like a listing that reads: "seller motivated, bought another."
  • Contingent on Concurrent Closing.
    By making the sale of your home contingent on closing concurrently with your new purchase, you have basically said to the buyer, "If I can't find the home I want to buy, I'm under no obligation to sell to you." You don't have to name the property address. You can simply state: "This sale contingent on closing concurrently with the purchase of seller's replacement home."
    In fairness, a smart buyer's agent won't let a buyer sign a contract with a contingency clause like that; however, I get away with inserting that clause because few agents understand its implication.
  • Contingency Period.
    OK, let's say the buyer's agent is smart enough to strike a concurrent closing clause from the contract. The next best thing to ask for is a time period during which you are free to look for a replacement home. A contingency period will give you the right to cancel the contract during that time period if you so choose, which can range, on average, from 7 to 21 days.
  • Renting After Closing.
    Some sellers who want to take their time to find the perfect home, that one-in-a-million, will often opt to rent after closing. If the buyer doesn't require immediate occupancy, the seller might rent back their own home for the amount of the buyer's new mortgage payment. Or the seller might move out, put their belongings into storage and rent a furnished, short-term apartment.